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Contributor Biographies

Gene C. Lai

Professor, Washington State University, USA
Gene C. LaiGene C. Lai

Gene C. Lai is Safeco distinguished professor of insurance and chairperson of the Department of Finance, Insurance, and Real Estate at Washington State University. His publications have appeared in many journals, including the Journal of Risk and Insurance. Professor Lai has won numerous best paper awards, including one from the Casualty Actuarial Society. He serves as a coeditor for the Journal of Insurance Issues and as associate editor for many other journals, including the Journal of Risk and Insurance. He is vice president of the American Risk and Insurance Association (ARIA).

Articles by this Author

  • ERM, Best’s Ratings, and the Financial Crisis
    by Gene C. Lai
    The recent financial crisis has raised some questions, such as why enterprise risk management (ERM) was not able to prevent some large insurance companies from either becoming insolvent (for example, AIG) or from suffering large losses of their market value (for example, Lincoln National), and whether rating agencies properly perform their jobs.1 It is critical that insurance companies have effective ERM programs, and that rating agencies...

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