Michael J. Panzner is a 25-year veteran of the global stock, bond, and currency markets who has worked for such leading companies as HSBC, Soros Funds, ABN Amro, Dresdner Bank, and JP Morgan Chase. He has authored books including When Giants Fall: An Economic Roadmap for the End of the American Era (Wiley, 2009), and Financial Armageddon: Protecting Your Future from Four Impending Catastrophes (Kaplan, 2007). He has also been a columnist for TheStreet.com’s RealMoney paid subscription service and a contributor to AOL’s BloggingStocks.com. In addition, Panzner is a New York Institute of Finance faculty member specializing in equities, trading, global capital markets, and technical analysis. He is a graduate of Columbia University.