QFINANCE.com Privacy Policy

Bloomsbury Information Limited (“Bloomsbury,” “we,” “our,” “us”) is committed to protecting and respecting your privacy.

This policy (together with our terms and conditions and any other documents referred to on it) sets out the basis on which any personal data we collect from you, or that you provide to us, via www.qfinance.com (the “Website”) will be processed by us. Please read the following carefully to understand our practices regarding your personal data and how we will treat it. By using the Website and/or submitting personal data via the Website you consent to the collection, storage, use, and disclosure of such personal data in accordance with the provisions of this privacy policy.

For the purpose of the Data Protection Act 1998 (the "Act") the data controller is Bloomsbury Information Limited (company registration number 06409758), 50 Bedford Square, London, WC1B 3DB.

Information we may collect from you

We may collect and process the following data about you:

• Information that you provide by filling in forms on the Website, such as your name, email address, postal address, telephone or mobile number. This includes information provided at the time of registering to use the Website and/or a particular service provided by us (e.g. a newsletter), purchasing publications through the Website, posting material on or to the Website or requesting further services. We may also ask you for information when you enter a competition or promotion sponsored by us or another company in our group of companies, and when you report a problem with the Website.
• If you contact us or submit a contribution to the Website, we may keep a record of that correspondence or contribution and any personal information contained in or on it.
• We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them.
• Details of transactions you carry out through the Website and of the fulfillment of your orders.
• Details of your visits to the Website (including, but not limited to, traffic data, location data, weblogs, and other communication data, whether this is required for our own billing purposes or otherwise) and the resources that you access. This is explained further below.

 Cookies

What is a cookie?
A cookie is a tiny text file stored on your computer when you visit certain web pages

Why we use cookies? 
We may use cookies to collect information about your computer, including where available your IP address, operating system and browser type, for system administration.. This is statistical data about our users' browsing actions and patterns, and does not identify any individual. We then use that information to monitor usage and improve the user experience.

Please note: 'Cookies' cannot harm your computer. We don't store personally identifiable information in the cookies we create, but we do use information gathered from them to help improve your experience of the site.

Cookies used on this site:
Our website uses cookies which can be divided as follows:

Session cookies – these allow the Website to link your actions during a browser session. They maintain site state information specific to the current user’s visit. These session cookies expire after a browser session so would not be stored long term.

Persistent cookies – these are stored on a user's device in between browser sessions which allows the preferences or actions of the user across a site (or in some cases across different websites) to be remembered. Persistent cookies may be used for a variety of purposes including remembering users’ preferences and choices when using a site. We do not use any persistent cookies on this site.

The Google Analytics cookies we use enable us: 

• provide a good user experience;
• to estimate our audience size and usage pattern;

 Below is a list of cookies used on the site and how they are categorised:

Pursuant to the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 (SI 2011/1208) we require you to agree to the above referred to cookies. You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our site. For further information see www.allaboutcookies.org. To opt out of being tracked by Google Analytics across all websites visit http://tools.google.com/dlpage/gaoptout

Uses made of the information

We use information collected and held about you in the following ways:

• To personalize the way content is presented to you according to your individual preferences and interests.
• To allow you to access restricted areas of the Website, where you have registered to do so.
• To allow you to participate in interactive features of our service, when you choose to do so.
• For service administration, which means we may contact you in connection with services (e.g. newsletter services) or products that you request from us or with queries about your registration.
• To provide you with information, products, or services which we consider may interest you, or to allow selected third parties to do the same, where you have consented to be contacted for such purposes.
• To carry out our obligations arising from any contracts entered into between you and us.
• To contact you in connection with contributions you make to the Website. If you post or send offensive, inappropriate, or objectionable content in or to the Website, or otherwise engage in any disruptive behavior, we may use your personal information to prevent such behavior.
• For statistical and marketing analysis.
• For the purposes of administering, maintaining, developing, and improving the Website.
• To notify you about changes to the Website and/or our services.

You will not receive unsolicited marketing communications from us and/or from third parties selected by us unless you have expressly agreed to this.

Disclosure of your information

We may disclose your personal information to any member of our group, which means our subsidiaries, our ultimate holding company, and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.

We may disclose your personal information to third parties:

• To the extent necessary to enable us to carry out our obligations arising from any contracts entered into between you and us or to fulfill any request you have made for particular services.
• In the event that we sell all or substantially all of our business or assets to a third party, in which case we may disclose your personal data to the prospective buyer of such business or assets, and may sell and transfer personal data collected through the Website in connection with and pursuant to the sale of any such business or assets.
• For marketing purposes (by third parties), but only where you have consented to such disclosure when submitting your personal information.
• If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms and conditions and other agreements; to operate our systems properly; or to protect the rights, property, or safety of Bloomsbury, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

We may disclose your personal information to data processors, agents, subcontractors, and other members of our group in connection with the uses described above.

We do not disclose information about identifiable individuals to advertisers, but as explained above we may provide them with aggregate information about our users.

Where we store your personal data

The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area ("EEA"). This may include transferring the data outside the EEA to a company within Bloomsbury’s group or to a third party affiliate or partner of Bloomsbury’s (where we have obtained your consent to disclose your personal data to such third party). It may also be processed by staff, agents, or subcontractors of Bloomsbury, and/or one of our suppliers operating outside the EEA. Such staff, agents, or subcontractors may be engaged in, among other things, the fulfillment of an order placed by you via the Website, the processing of your payment details and the provision of support services. By submitting your personal data, you agree to this transfer, storing, or processing outside the EEA. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy and, to the extent that such transfer is within our control, with the relevant protections required by law in place.

The Website is accessible via the internet and so may potentially be accessed by anyone around the world. Other users may access the site from outside the EEA. This means that where you choose to post your data on a public area of the Website, it could be accessed from anywhere around the world and therefore a transfer of your data outside of the EEA may be deemed to have occurred. You consent to such transfer of your data for and by way of this purpose.

Security

Where we have given you (or where you have chosen) a password which enables you to access certain parts of the Website, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

The transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to the Website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.

Your rights

You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by choosing not to check certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at qfinance@bloomsbury.com and asking us to cease contacting you for such purposes

Third-party websites

The Website contains links to and from the websites of third parties, including our partner networks, advertisers, and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies or the privacy practices of such third parties. Please check these policies before you submit any personal data to these websites. This privacy policy relates only to information collected by us.

Access to information

Under the Act you can ask to review personal information we hold about you and to have any inaccuracies corrected by contacting us at qfinance@bloomsbury.com. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.

Changes to our privacy policy

Any changes we may make to our privacy policy in the future will be posted on this page and you should check this page from time to time to take notice of any changes we might make.

Contact

Questions, comments, and requests regarding this privacy policy are welcomed and should be addressed to qfinance@bloomsbury.com